Resources

Weekly Market Commentary June 10th to June 14th 2024
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Read Weekly Market Commentary June 10th to June 14th 2024
Weekly Market Commentary June 3rd to June 7th 2024
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Read Weekly Market Commentary June 3rd to June 7th 2024
Market Update – June 2024

Sell in May and Go Away? A Dated Adage Wisely Ignored by Long-Term Investors

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Read Market Update – June 2024
Weekly Market Commentary May 28th to May 31st 2024
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Read Weekly Market Commentary May 28th to May 31st 2024
Weekly Market Commentary May 20th to May 24th 2024
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Read Weekly Market Commentary May 20th to May 24th 2024
Weekly Market Commentary May 13th to May 17th 2024
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Read Weekly Market Commentary May 13th to May 17th 2024
Weekly Market Commentary May 6th to May 10th 2024
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Read Weekly Market Commentary May 6th to May 10th 2024
Market Update – May 2024

Much like the lyrics of George Harrison’s last number one hit “Got My Mind Set on You” (a cover of the 1962 James Ray song released by the former member of The Beatles in 1987) investors need to embrace the idea that prudent investing is going to take time, a whole lot of precious time. It’s going to take patience and time… to do it right.

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Read Market Update – May 2024
Nicole C. Dagle Achieves Key Promotion at Plimoth Investment Advisors
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Read Nicole C. Dagle Achieves Key Promotion at Plimoth Investment Advisors
Weekly Market Commentary April 29th to May 3rd 2024
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Read Weekly Market Commentary April 29th to May 3rd 2024
Weekly Market Commentary April 22nd to April 26th 2024
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Read Weekly Market Commentary April 22nd to April 26th 2024
Weekly Market Commentary April 15th to April 19th 2024
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Read Weekly Market Commentary April 15th to April 19th 2024
Weekly Market Commentary April 8th to April 12th 2024
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Read Weekly Market Commentary April 8th to April 12th 2024
Market Update – April 2024

The following (quite logical) question tends to arise every four years, and this year is no exception. “What does this historic presidential election mean for the U.S. stock market?”

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Read Market Update – April 2024
Weekly Market Commentary April 1st to April 5th 2024
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Read Weekly Market Commentary April 1st to April 5th 2024
Weekly Market Commentary March 25th to March 29th 2024
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Read Weekly Market Commentary March 25th to March 29th 2024
Weekly Market Commentary March 18th to March 22nd 2024
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Read Weekly Market Commentary March 18th to March 22nd 2024
Weekly Market Commentary March 11th to March 15th 2024
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Read Weekly Market Commentary March 11th to March 15th 2024
Weekly Market Commentary March 4th to March 8th 2024
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Read Weekly Market Commentary March 4th to March 8th 2024
Market Update – March 2024

The last time markets exhibited such strength in an 18-week period was 53 years ago, just as young families were first able to interact with their favorite characters on Main Street USA at Disney’s Magic Kingdom flagship Florida property.

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Read Market Update – March 2024
Weekly Market Commentary February 26th to March 1st 2024
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Read Weekly Market Commentary February 26th to March 1st 2024
Weekly Market Commentary February 19th to February 23rd 2024
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Read Weekly Market Commentary February 19th to February 23rd 2024
Weekly Market Commentary February 12th to February 16th 2024
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Read Weekly Market Commentary February 12th to February 16th 2024
On Air with Mark Gendreau: Exploring Personalized Investment Strategies
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Read On Air with Mark Gendreau: Exploring Personalized Investment Strategies
On Air: 27 Degrees Consulting – Trusts with Carol Simmons, VP of Plimoth Investment Advisors

From versatile living trusts to steadfast irrevocable trusts and compassionate special needs trusts, Carol delves into how each type serves unique roles in estate planning and wealth preservation.

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Read On Air: 27 Degrees Consulting – Trusts with Carol Simmons, VP of Plimoth Investment Advisors
Market Update – February 2024

Consumers in the U.S. have maintained their exuberance into the new year, and why not, when you can find prices below $3.00 at the gas pump (if you know where to look). Consumer sentiment has historically been influenced by a handful of key factors including employment, stock market returns, inflation and gasoline prices. With all of these factors moving in the right direction, it’s no wonder consumers have continued to spend with confidence.

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Read Market Update – February 2024
Weekly Market Commentary February 5th to February 9th 2024
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Read Weekly Market Commentary February 5th to February 9th 2024
Weekly Market Commentary January 29th to February 2nd 2024
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Read Weekly Market Commentary January 29th to February 2nd 2024
On Air with Louis Sousa: Saving for Retirement to 401(k) Plans

WPLM (99.1 FM) welcomes back Louis Sousa, Senior Vice President, Chief Investment Officer for Plimoth Investment Advisors, to discuss a variety of informative topics from saving for retirement to 401(k) plans.

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Read On Air with Louis Sousa: Saving for Retirement to 401(k) Plans
Weekly Market Commentary January 22nd to January 26th 2024
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Read Weekly Market Commentary January 22nd to January 26th 2024
Weekly Market Commentary January 15th to January 19th 2024
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Read Weekly Market Commentary January 15th to January 19th 2024
Weekly Market Commentary January 8th to January 12th 2024
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Read Weekly Market Commentary January 8th to January 12th 2024
Market Update – January 2024

This New Year, resolve to do something… the same. New Year’s Resolutions can be great, particularly when focused on a habit or area that could use some added effort or a tune up. Let’s try to be cautious, however, of not disrupting tried and true habits that work to our advantage over time.

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Read Market Update – January 2024
Weekly Market Commentary January 1st to January 5th 2024
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Read Weekly Market Commentary January 1st to January 5th 2024
Weekly Market Commentary December 26th to December 29th 2023
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Read Weekly Market Commentary December 26th to December 29th 2023
Weekly Market Commentary December 18th to December 22nd 2023
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Read Weekly Market Commentary December 18th to December 22nd 2023
Weekly Market Commentary December 11th to December 15th 2023
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Read Weekly Market Commentary December 11th to December 15th 2023
Market Update – December 2023

What a difference a month makes. Santa came early for equity investors and stocks roared in November after hitting correction levels just a month ago. While stocks were flashing green across the screen, Black Friday and Cyber Monday brought in new record high sales.

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Read Market Update – December 2023
Weekly Market Commentary December 4th to December 8th 2023
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Read Weekly Market Commentary December 4th to December 8th 2023
Market Update – November 2023

As a follow-up to our last monthly newsletter and based on (always highly valued) feedback, (we state for the record that) it is certainly the case that there are many types of pumpkin spice enthusiasts and by no means are all “giddy,” as referenced in our last letter. Rather, it is the U.S. stock market to be reported on, having entered a “correction” in one of the final trading sessions in the month of October.

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Read Market Update – November 2023
Social Security & Retirement Planning Webinar [On-Demand]

Dive into the heart of Social Security and retirement planning through our on-demand webinar. Our specialist will walk you through the key elements of Social Security – from eligibility criteria, benefits, and beneficial strategies to boost your benefits.

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Weekly Market Commentary October 30th to November 3rd 2023
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Read Weekly Market Commentary October 30th to November 3rd 2023
Market Update – October 2023

Spend baby spend! That was the message from the U.S. government to its constituent consumers during the three-year pandemic recovery, with multiple rounds of helicopter stimulus checks and economic relief programs dropped in their laps. And spend they did, creating a hard-to-break habit in the process.

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Read Market Update – October 2023
Market Update – September 2023

September means back to school for many families, whether it be children or grandchildren at various points in their primary or secondary educations or for some, a time to face the soaring costs of a college education. With even the best laid plans, education costs have continued to skyrocket at higher than anticipated levels over the past several years and can be daunting when their impact on personal budgets is realized.

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Read Market Update – September 2023
Market Update – August 2023

The summer blockbuster movie Barbie has quickly made its way into an elite group of only six film productions in the post pandemic world, with over a billion dollars in global receipts. The slope of a ticket sales chart is steeper than even the red-hot recovery of U.S. equities this calendar year, with no signs of the hype abating.

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Read Market Update – August 2023
Market Update – July 2023

There have been an inordinate number of reported black bear sightings in Massachusetts this year. While unusual, the rationale seems to be that bears are known to be a hungry lot and, although they live in the woods, will venture to wherever they have a chance of finding an easy food score. If you happen to see one of our recently popular local black bears, the best advice seems to be to leave it to go about its business, as it should eventually move along. Long-term investors would be well served to heed similar advice. Bear market periods are an occasional occurrence that have historically run their course and been dominated by periods of longer-term bull runs.

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Read Market Update – July 2023
Market Update – June 2023

In an episode of The Twilight Zone that initially aired in the 1960s, Rod Serling narrates the story of an elderly resident at a home for the aged who falls on challenging times and longs for the days when all worries and problems would disappear by participating in a childhood game of “Kick the Can”.  In the real world, however, such games merely push difficult situations off and postpone tough decisions.  No amount of wishing or believing will solve problematic issues like the U.S. debt ceiling.

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Read Market Update – June 2023
Market Update – May 2023

April showers may have created a few mud puddles for investors to navigate, but in the end, most should maintain a sunny disposition when reviewing portfolio balances from the end of the month.

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Read Market Update – May 2023
Investment Products: Mutual Funds, Managed Funds, Stocks, and Bonds
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Read Investment Products: Mutual Funds, Managed Funds, Stocks, and Bonds
Market Update – April 2023

Investor fear tends to cloud judgment during sharp market pullbacks. The anguish of experiencing declining portfolio values can lead nervous investors to feel inclined to “sit things out” for a while, with an intention of “jumping back in” when things settle down. If this feeling should arise, your trusted and experienced account officer at Plimoth Investment Advisors is only a phone call away.

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Read Market Update – April 2023
Market Update – March 2023

The Federal Open Market Committee raised short-term rates by 25 basis points last month in the latest move in their fight against sticky inflation. The magnitude of the eighth hike since March, 2022 was less than previous increases in the current monetary tightening cycle.

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Read Market Update – March 2023
Invested in Cryptocurrency? Here’s How To Prepare For Tax Season

As tax time rolls around, it is important to understand how to report your crypto assets.

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Market Update – February 2023

Investors in U.S. equities decided to shake it off and found a way to move on from the bleak financial market environment experienced in calendar year 2022, making shares of downtrodden stocks nearly as desirable as tickets for the latest Taylor Swift tour.

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Read Market Update – February 2023
Market Update – January 2023

There are ample reasons for an enthusiastic welcome to a new calendar year after a long list of challenges marred 2022. Investors in volatile financial markets may be anxious to put the worst year for U.S. equities since the financial crisis, and one of the worst years ever for bond investors, in the rearview mirror and not look back.

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Read Market Update – January 2023
Market Update – December 2022

Fed Chairman Jerome Powell’s comments after the release of the Federal Open Market Committee’s latest meeting minutes, followed by further dovish remarks at the Brookings Institute, made progress toward appeasing the grizzled bears on Wall Street. The majority of Fed officials leaning into the idea of a pause on rate hikes in the new year moved major stock indices further away from recent bear market lows.

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Read Market Update – December 2022
Happy Thanksgiving

The talented staff members at Plimoth Investment Advisors are cooking up a special treat for you! They’ve put together a cookbook with their favorite recipes of the season.

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Market Update – November 2022

After months of tricky-to-maneuver volatility in the stock market, equity investors were afforded a fall treat just in time to load up on (higher-priced *) Halloween candy. Equity volatility remained above historical long-term averages during the month, but fortunately the rapid move in stock prices in the later part of October was to the upside.

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Read Market Update – November 2022
Market Update – October 2022

Avid readers of this newsletter may recall an introduction to the acronym “TINA” (There Is No Alternative), popularized at a time of rock bottom interest rates on fixed income instruments and coined by market pundits to describe the rationale for focusing attention entirely on equity investments. The rapid rise in short-term rates has made “lending” capital (purchasing bonds and other fixed income instruments in return for a set interest payment) both attractive and profitable again. Enter “TARA”, the newest cocktail party acronym… “There is A Reasonable Alternative”.

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Read Market Update – October 2022
Market Update – September 2022

Planning a trip to Europe anytime soon? You may find that your dollar stretches further than it has in the past when you exchange your greenbacks for euros. Last month, the U.S. dollar and the euro reached 1:1 parity for the first time since the early days of the euro in 2002.

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Read Market Update – September 2022
Market Update – August 2022

It seems that if you aren’t happy with something, you can attempt to simply redefine it. Take the dreaded word “recession” for example. Per the textbooks I studied and with the guidance of my excellent professors, I have always stuck to the basic definition – two consecutive quarters of negative real Gross Domestic Product (GDP). The nuances of labeling the stages of a business cycle, however, are not quite that simple.

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Read Market Update – August 2022
Market Update – July 2022

Asked and answered. U.S. stocks closed in a bear market last month, driven down further by fears of sustained inflation, aggressive Fed tightening and economic slowdown. Although it has been a bear of a time for investors for much of this year, it is now official and in the books.

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Read Market Update – July 2022
Market Update – June 2022

The Bear, or Not the Bear, that is the Question – As perhaps a Shakespearean soliloquy might ponder… Whether ‘tis nobler in the mind of the investor to suffer the 20% closing decline known as a bear market and move on, by means of slings and arrows in the pursuit of opportunistic fortune, or to merely approach such chasm and never gain the menacing label of sold off markets past?

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Read Market Update – June 2022
Market Update – May 2022

I expect some readers will recall an electronic board game called “Operation” from their youth. Despite knowing the artificial “jolt” would eventually come it was uncanny how the human reaction was to jump with each eventual failure. This reaction comes to mind when considering the response of fixed income investors to the first rate hike in the monetary tightening cycle which began in March.

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Read Market Update – May 2022
Market Update – April 2022

The Federal Open Market Committee (FOMC) raised short term rates in March for the first time since 2018. Maintaining their proclivity for transparency, they quickly announced expectations for the possibility of six more hikes this calendar year (with the market already pricing in more) to slow the pace of rising inflation.

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Read Market Update – April 2022
Keep This in Mind When Consolidating 401(k)s or IRAs

Americans switch jobs often — every five years on average, according to the Bureau of Labor Statistics. Switching may be great for satisfaction and pay, but it can complicate retirement planning.

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Market Update – March 2022

Russia’s invasion of Ukraine overshadowed all other news in the final trading week of February.  The initial panic selling on Wall Street turned around quickly on the day of the military attack.

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Read Market Update – March 2022
Market Update – February 2022

The stock market was incredibly volatile in the first month of 2022, reflecting fears of Fed policy tightening. Higher interest rates meant lower stock prices, as investors able to earn higher yields on risk-free U.S. Treasury bonds were less interested in buying technology stocks with questionable profitability.

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Read Market Update – February 2022
How To Start Investing

Make it your goal: this is going to be the year you start investing to grow your money. Don’t worry that you’re too late —as the saying goes, the best day to start investing was yesterday, and the second best day is today.

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Target Date Investment Funds for your 401 (k)

Target date funds are risk-based retirement investment funds that are generally designed to be used as a single investment option. Over time, the mix of stocks and bonds included in a target date mutual funds automatically becomes more conservative as you near retirement.

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Investing: Plimoth Investment Advisors Wealth Management vs. DIY Solutions

When you want to take control over your finances and invest properly, you’ll have the choice of turning to a professional or do it yourself.

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Choosing a Trustee for my Trust

When you set up a trust, you’re telling people how you want to manage your assets so that no one is left wondering about your intentions.

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All the Basics You Need to Know About Cryptocurrencies

The advent of cryptocurrencies has changed the worlds of not only finance and technology, but also personal investing.

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Read All the Basics You Need to Know About Cryptocurrencies