Our Investment Philosophy
At Plimoth Investment Advisors, our investment philosophy is built on thoughtful analysis, disciplined decision-marking, and a long-term perspective. We take a top-down approach—starting with a broad understanding of the economic landscape and narrowing our focus to the sectors, asset classes, and individual securities best positioned for opportunity and resilience.
This approach allows us to construct portfolios that are both strategic and adaptable, grounded in research yet responsive to evolving market conditions.
A Disciplined, Research-Driven Process
We begin with a top-down approach, starting with a comprehensive review of current and anticipated economic conditions such as
- Interest rates
- Inflation
- Employment trends
- Market valuations
- Geopolitical influences
This macroeconomic outlook guides our decisions around our target asset allocation structure across various asset types and exposure to securities within each category. Within this structure, we maintain a discipline to:
- High-quality investments, supported by sound fundamentals
- Contrarian rebalancing, reinforcing a disciplined “buy low, sell high” methodology
This philosophy has proven successful through multiple market cycles and reflects our belief in measured, research-based investing.
Our Investment Styles
We offer a suite of investment styles designed to address a range of client needs and objectives:
- Liquidity Management – Protecting principal while ensuring access to funds when needed.
- Core Fixed Income – Providing stability, income, and risk mitigation through high-quality bonds.
- Large-Cap Equity Core – Investing in established companies with strong market presence and growth potential.
- Multi-Asset Equity – Diversifying across equity categories to capture opportunity and reduce concentration risk.
- Blended Portfolios – Combining asset classes for balanced, long-term strategies tailored to individual goals.
These styles enable us to serve conservative, moderate, and growth-oriented investors with equal precision.
Firm Stability and Local Commitment
Plimoth Investment Advisors is proudly owned by BayCoast Bank, a well-capitalized local community savings bank that provides the stability and trust associated with community banking, while offering sophisticated investment solutions that are generally offered by larger national and regional financial institutions. This structure gives our clients the best of both worlds:
- Local decision-making and personal service
- Institutional-quality research and portfolio management
- A partner committed to long-term relationships, not transactional interactions
Plimoth Investment Advisors is your local, accessible, and dependable community investment manager.
To speak with a member of our team or explore how our investment philosophy can support your organization, please contact us at (508) 747-6596.